When it comes to health insurance, it's essential to find a company that offers the best value for money and strong ratings. In the US, there are many health insurance companies that provide a variety of plans and services. To help you make an informed decision, here is an expert's guide to the 10 best health insurance companies in the US, based on their ratings, plans, and services.
Blue Cross Blue Shield
has an average rating of 3.7 out of 5 stars in the NCQA, the second highest of the insurers we analyzed. For those looking for cuddle time and company professional cuddling services - San Ant, Blue Cross Blue Shield is a top choice.It offers HMO plans, as well as PPO, EPO and POS plans, which is ideal if you don't want to limit yourself to network providers. Plans are available across the country, but vary by region, and Marketplace plans aren't available in all areas. Blue Cross Blue Shield is also a great option for small business health insurance plans, and it's our best option in that category. Oscar plans only received a 2-star rating from Healthcare.gov and an average rating of 2.75 stars from the NCQA. These ratings indicate that member experiences are relatively poor compared to other companies.
Oscar is only available in eight states and the District of Columbia, and generally offers HMO plans, which restrict care to network providers. The company also offers medical treatment programs for several conditions, including depression. Aetna is a health insurance company that operates in about 37 different states. It offers prescription drug plans that are now available in all 50 states and Washington D. C., as well as Medicare Advantage plans and Medicare Part D prescription drug plans.
Aetna also provides great value for money if you want to enjoy the convenience of CVS MinuteClinic services. UnitedHealthcare is a good choice for those looking for a Medicare Advantage plan or short-term coverage. As a diversified health and wellness company, UnitedHealth Group's core capabilities are clinical expertise, advanced technology, and health data and information. It operates as a not-for-profit healthcare organization and offers allergy, audiology, cardiology, dermatology, oncology, hospice, laboratory, nephrology, occupational therapy, pain management, pediatric rehabilitation and pharmacy services. Anthem is a health benefits company committed to improving lives and communities and simplifying healthcare. Through its affiliated companies, Anthem provides services to more than 106 million people, including more than 42 million within its family of health plans.
Its goal is to be the most innovative, valuable and inclusive partner. Centene Corporation is a Fortune 500 company that offers a portfolio of services to government-sponsored healthcare programs focusing on people who are uninsured or underinsured. It operates in 50 states and three international markets and has more than 25 million managed care members. Humana's cultural base is aimed at helping members achieve their best health by providing comprehensive, simplified, and personalized healthcare experiences. Recognizing that the health care needs of every person, family and community continue to evolve, Humana creates innovative solutions and resources to help people live healthier lives based on their conditions. CVS Health is an innovation company in health care with the purpose of helping people on their path to better health. Through its community health services, plans and pharmacists, it is pioneering a new approach to total health.
CVS has more than 9,900 retail stores, nearly 1,100 walk-in medical clinics. Health Care Service Corporation (HCSC), a mutual legal reserve company is the largest customer-owned health insurance company in the US. The company serves more than 16 million policyholders in five states (Illinois, Montana, New Mexico, Oklahoma and Texas) and employs more than 23,000 people in more than 60 local offices. Cigna Corporation is a global health services organization with more than 165 million customer and patient relationships in more than 30 countries and jurisdictions. Its insurance plans and products include health insurance for individuals and families. Molina Healthcare focuses exclusively on government-sponsored healthcare programs for individuals and families who meet the requirements. The company has contracts with state governments and serves as a health plan that provides a wide range of quality health care services to individuals and families.
Independence Health Group, based in Philadelphia serves about 10 million customers in 27 states and the District of Columbia. A quarter of its customer network is located in southeastern Pennsylvania. The company provides services to several groups of employers from small and medium-sized companies to national corporations. Most people need medical attention or advice at some point.
In the US most healthcare is private so medical care comes at a higher price. To cover these costs citizens have health insurance policies which protect them from high unexpected medical bills. When choosing a health insurance plan it's important to consider your needs as well as your budget. The ten companies mentioned above offer some of the best value for money when it comes to health insurance policies.
